Rental yields›North West›Cumberland
Rental yield in Cumberland
Cumberland ranks 19 of 35 areas in the North West for rental yield, at 4.8% gross.
Cumberland sits in the upper half for rental yield in England and Wales, a bit above the 4.4% typical figure across all 316 areas.
Over the past year, average prices in Cumberland rose 3.3% and average rents rose 7%.
Average gross yield
4.8%
#104 of 316 areas
Average price
£170,966
▲ 3.3% past year
Average rent
£681/mo
▲ 7% past year
Privately rented
14.1%
of 125,424 homes
Average rent by size
1 bedroom
£508/mo
↑ +7.1% / yr
2 bedrooms
£643/mo
↑ +7.1% / yr
3 bedrooms
£785/mo
↑ +7.1% / yr
4+ bedrooms
£1,093/mo
↑ +6.2% / yr
Average private rent by number of bedrooms, across new and existing tenancies. ONS Price Index of Private Rents (August 2026).
Council tax bands (2026-27)
Band A
£1,674
Band B
£1,953
Band C
£2,232
Band D
£2,511
Band E
£3,069
Band F
£3,627
Band G
£4,185
Band H
£5,022
Average annual bill for the area, including police and other precepts (MHCLG and Welsh Government, 2026-27). Community precepts vary, and the band is set by the property, so check the exact band on gov.uk.
How it compares
Deprivation (IMD 2025)
177 neighbourhoods
10% of Cumberland's neighbourhoods are in England's most deprived 10%. The typical one sits in the more deprived half of the country.
Fifths of England, most to least deprived (MHCLG IMD 2025). It shifts street by street, so check a specific postcode.
17 Article 4 areas are recorded in Cumberland, none of them tagged as restricting HMO conversions. The dataset is incomplete, so check the exact postcode before planning an HMO.
Check on the Article 4 map →Work out the yield on a specific property
Pre-filled with the Cumberland average. Change them for a real property.
That is right on the Cumberland average of 4.8%. Add costs for a net estimate.
Nearby areas
Areas with a similar yield
Common questions
Is Cumberland a good place to buy to let?
It is around the middle for rental income, at a 4.8% average gross yield. Whether it works depends on the specific property, so always run the actual numbers.
Are rents rising in Cumberland?
Over the past year, average rents in Cumberland rose 7% and average prices rose 3.3% (HM Land Registry and ONS, to August 2026).
Is there rental demand in Cumberland?
Rent movement is the best free proxy for tenant demand, and average rents in Cumberland rose 7% over the past year (ONS), which points to tenants competing for available stock. Still ask local letting agents about typical void periods before committing to a buy-to-let there. For the size of the market: at the 2021 census, 14.1% of Cumberland's 125,424 households rented privately (16.8% social rented, 68.5% owner occupied).
What is the average rent for a 1, 2 or 3 bedroom property in Cumberland?
As of August 2026, average monthly rents in Cumberland by property size are £508 for a 1 bedroom property, £643 for a 2 bedroom property, £785 for a 3 bedroom property, £1,093 for a 4 or more bedroom property (ONS). The all-size average is £681 a month.
How much is council tax in Cumberland?
In 2026-27, the average Band D council tax in Cumberland is £2,511 a year including police and other precepts. Bills scale with the property's band: from £1,674 for Band A up to £5,022 for Band H. Community precepts vary within the area, so treat these as area averages and check the exact band and bill with the council.
How deprived is Cumberland?
On the English Indices of Deprivation 2025, 10% of Cumberland's 177 neighbourhoods are in England's most deprived 10%, and 4% are in the least deprived 10%. The typical neighbourhood is in decile 5 of 10, where 1 is most deprived. Deprivation shifts street by street, so check the exact postcode before you offer.
What is a good rental yield in the UK?
As a rough guide, under 4% is low, 5 to 6% is typical, and above 6.5% is high. Cumberland is at 4.8%.
Gross yield = annual rent divided by average price. Average price: HM Land Registry UK HPI (July 2026). Average rent: ONS Price Index of Private Rents (August 2026). Deprivation: MHCLG English Indices of Deprivation 2025. Regions: ONS. Local-authority averages across all property types, indicative only. Contains public sector information licensed under the Open Government Licence v3.0. Not investment advice.